Saving money doesn’t have to be hard, and it doesn’t require a major sacrifice. Try some of the following techniques:
1) Save all the coins you get as change from purchases. Put them in envelopes and deposit them in your savings account every so often. (My bank lets me deposit it in the night drop as long as the envelope isn’t too wide to fit the narrow slot. If you do this, be sure to tape the envelope securely at the top and bottom.)
I keep the envelope in my car since most of my purchases are at drive-through windows or from stores that I’ve driven to – and I just keep the coins in my hand or in my pocket until I get in the car.)
I once saved $500 in less than a year doing this. And you really don’t miss that change.
To save even faster using this method, add a dollar from your change to the coins every few days.
2) Use coupons or ask for military or senior discounts and put the money you save in an envelope, as mentioned above. Deposit to your savings account every so often. (You would’ve spent the entire amount if you’d neglected to bring the coupons or forgotten to ask for the discount.)
3) Save a fixed amount every day – such as a dollar a day. It doesn’t hurt much to set a small amount aside, but it adds up.
4) To supplement these methods, sell some things you no longer need at a yard sale or on the local Craigslist (free ads!) or Ebay. If the price is reasonable, there’ll probably be someone who can’t wait to buy the things you no longer need!
$$$$Good Luck$$$$
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