And those 5 percent discounts add up over the course of a year!
Check out the following stores:
- Target. Their prices are low to begin with, but on top of that, if you pay with the Target Redcard credit card, you get an additional 5 percent discount every time you shop. That includes a discount on sale items and groceries, too — which is nearly impossible to get anywhere else. And you can also use manufacturers coupons for grocery and pharmacy items. If you pay by check, once you’ve saved the cost of a postage stamp in discounts, it’s all profit. If you — like me — don’t want to run up a credit card bill, simply subtract the amount of your purchase from your checkbook each time, and when the bill comes, write a single check for the month’s total.
- Lowes. This is the go-to building supply/home decor store in my town — and they carry a lot of big ticket items (carpeting, appliances, etc.) You can a 5 percent discount on every purchase (except installation charges and including sale items) by using a Lowes credit card. I’ve bought a house full of carpeting there, as well as kitchen floor tiles and toilets, a front door, a lawnmower, a vacuum cleaner and more — and gotten 5 percent off everything. That’s hard to beat. (I’ve also had good luck using their installation service for carpeting, toilets and tiles, too — and although there’s no discount on labor, I never had any problem and the work was always good.)3. Amazon. Everyone seems to love shopping online at Amazon — and finding the nice brown box on their doorstep two days later — and nearly everyone I know has a Prime account to get free shipping, too. I’m a slow adopter sometimes, but finally bit the bullet and got Prime — and absolutely love it. I had a regular Amazon Visa card prior to that, but when it came up for renewal recently, Chase Card Services substituted a Chase Prime Visa card, which gives you a 5 percent rebate on every Amazon purchase. (The “regular” Amazon Visa refunded only 2 percent of the Amazon purchase price.) You don’t get the savings when you buy the items, but you do get it afterwards!
It’s fun to imagine what you can do with the money you save at these stores!
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